Property Management Blog

Mitigating Landlord Risk by Adding a Property Manager as Additional Insured

Top Line: Adding your property manager as Additional Insured on your policy is a best-in-class practice that can save an owner thousands of dollars. As a property owner, protecting your assets is paramount. One effective strategy is to hire a professional property manager w...

Hoarding as a Protected Disability in Rental Housing: What Landlords Need to Know

Disclaimer: This blog is for informational purposes only and should not be considered legal, financial, or tax advice. Always consult with a qualified attorney, accountant, or financial advisor to assess your specific situation before making decisions regarding real estate invest...

Umbrella Insurance for Multiple Rental Properties

Umbrella insurance is a valuable tool for real estate investors to mitigate liability risks. This is especially true for those who do not hold their properties under Limited Liability Companies (LLCs) as umbrella policies can provide an extra layer of protection beyond the l...

Who Is Responsible for Gardening at a Rental Home?

Renting a home with a garden can be a delightful experience, but it also raises questions about responsibility for landscaping. Maintaining the outdoor space is essential not just for the home’s aesthetics but also to ensure property value is preserved. However, the questio...

Why PMI James River Requires Contractors to Name Us as Additional Insured

At PMI James River, we prioritize protecting our clients and their assets as well as our contractor partners. As part of this risk management strategy, we require all contractors to name PMI James River as an Additional Insured on their General Liability insurance polic...

A Primer on Insurance Requirements for Contractors Working with Property Managers

Property managers operate in a complex and high-risk legal environment, where contractor compliance with insurance requirements is paramount. For companies like PMI James River, ensuring that contractors carry the necessary coverage is not just a best practice—it’s a ...